Blog - David Iniguez-Hall

Lending

California Dream For All

Written By, David Hall California Dream for All is a down payment assistance program through California Housing Financing Agency (CalHFA) that provides a buyer with up to a 20% down payment assistance, capped at a $150,000 down payment that is repaid, without interest, upon the sale of the home. If you haven’t heard of this […]
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Women In Homeownership

Women In Homeownership Written By, David Hall Would you be surprised if I told you that as recently as 1972 a woman wasn’t allowed to purchase a home without a male co-signer, or that lenders only used 50% of a female borrower’s income to qualify them for a loan? Why only half you ask? Lenders […]
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You Know What They Say About Assumptions

You Know What They Say About Assumptions! Written by, David Hall Assuming a loan, as of late, has been an increasingly popular topic of discussion. What is a loan assumption? Assuming a loan means that you essentially directly take over the lower monthly payment of a loan from the original borrower. What some would call […]
Appraisals, Uncategorized

Challenges in Appraising Short-Term Rentals

The world of real estate appraisal is evolving rapidly with the surge in short-term rentals (STRs) like Airbnb. However, integrating STR data into traditional appraisal methods is complex and poses significant challenges for appraisers. An obstacle appraisers face is the use of the outdated rental data form 1007, last revised in August 1988. Trying to […]