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Uncategorized The Changing Landscape of Homeowner’s Insurance in California In 2023 there was a pullback of major insurance companies who were writing homeowner’s policies in California when State Farm and Farmers announced they would no longer be offering new policies in the state. In September 2023, Gavin Newsom signed an executive order allowing California Insurance Commissioner Ricardo Lara to issue emergency regulation in hopes […]
Uncategorized Women In Homeownership Women In Homeownership Written By, David Hall Would you be surprised if I told you that as recently as 1972 a woman wasn’t allowed to purchase a home without a male co-signer, or that lenders only used 50% of a female borrower’s income to qualify them for a loan? Why only half you ask? Lenders […]
Uncategorized You Know What They Say About Assumptions You Know What They Say About Assumptions! Written by, David Hall Assuming a loan, as of late, has been an increasingly popular topic of discussion. What is a loan assumption? Assuming a loan means that you essentially directly take over the lower monthly payment of a loan from the original borrower. What some would call […]
Appraisals Challenges in Appraising Short-Term Rentals The world of real estate appraisal is evolving rapidly with the surge in short-term rentals (STRs) like Airbnb. However, integrating STR data into traditional appraisal methods is complex and poses significant challenges for appraisers. An obstacle appraisers face is the use of the outdated rental data form 1007, last revised in August 1988. Trying to […]
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